Buying a Home?

With today's technology, there's no need to pay for the 1980's overhead model.

Your Advantage in a Competitive Market

Seamless Mortgage Integration: Experience a frictionless move from pre-approval to closing since Xact Agency is a licensed mortgage brokerage, you'll know your financing is solid from day one.
Expert Valuation & Negotiation: Avoid overpaying with a detailed market analysis for every offer, backed by an advocate who negotiates to get you the best price and terms.
Skilled Negotiation & Guidance: Navigate market shifts with an expert advocate who handles everything from initial offers to final appraisal hurdles.
Virtual & On-Demand Touring: Save time with high-quality video walkthroughs and flexible, on-demand showing schedules that fit your busy life.
The Xact Agency Buyer Portal: Stay organized with a secure digital dashboard where you can track your home search, manage disclosures, and communicate with your team in real-time..

Here's what people are saying!

★ ★ ★ ★ ★

We worked with Xact Agency to buy our first home. We felt comfortable working with them. They were very helpful and knowledgeable. We highly recommend them!

Joana Carroll

★ ★ ★ ★ ★

Working with Brian and Nancy was truly a game-changer for our home-buying process. Their combined expertise in real estate and mortgage services made the entire journey incredibly seamless and stress-free. They were responsive, knowledgeable, and fantastic negotiators. The communication between them and us was flawless, which meant less back-and-forth. I recommend them for your real estate or mortgage needs.

Sonia Garcia

★ ★ ★ ★ ★

My husband and I are so grateful for everything Nancy and Brian have done in helping us sell our home. From day one, they both brought a level of professionalism, warmth, and dedication that truly set them apart.They were there every step of the way, answering every question, calming every concern, and making sure no detail was overlooked. It was so clear that they genuinely cared, not just about the sale, but about us. We are so thankful for their tireless work, honesty, and care. We are so grateful to have had them by our side during this transition. We highly recommend Xact Agency for any of your real estate needs!!

Brenda C.

Xact Agency is a corporation licensed by the California Department of Real Estate, License #02154738, NMLS ID #2485154. Mortgage services are provided under our DRE License and NMLS Mortgage Loan Originator Endorsement. We serve the State of California exclusively. DBAs under Xact Agency include Xact Real Estate (Referral Network), Xact Mortgage, Manteca Realty, and Manteca Mortgage.