Helping families secure their future isn't just my job—it’s my mission. As a husband and father of four, I know firsthand that a mortgage isn't just a loan; it’s the foundation for your family’s biggest memories and their most important financial asset.
Because I understand what’s at stake, I don't just 'process' applications. I work as your advocate to get the best possible deals and terms. My goal is to provide a level of personalized service that makes the complex mortgage world simple, transparent, and—most importantly—cost-effective for you.
Whether you’re buying or looking to refinance for a better future, I’m here to ensure you get the service you deserve and a deal that puts your family first.
10+ Years of Experience at Chase Bank, bringing 'Big Bank' expertise and deep regulatory knowledge to every client file.
Partnered with Rocket Mortgage® to provide industry-leading technology, faster closings, and a wider array of custom loan products.
Independent Advocate: I leverage industry-leading wholesale relationships to ensure you get a premier deal and service tailored to your family's specific needs.

Brian C. Speckman | [email protected] | 209-900-2033 | NMLS 667910 | DRE 01457701
Xact Agency is a corporation licensed by the California Department of Real Estate, License #02154738, NMLS ID #2485154. Mortgage services are provided under our DRE License and NMLS Mortgage Loan Originator Endorsement. We serve the State of California exclusively. DBAs under Xact Agency include Xact Real Estate (Referral Network), Xact Mortgage, Manteca Realty, and Manteca Mortgage.